Frequently Asked Questions
We understand that finances can be crazy and we're here to help you through your financial journey. Any financial questions you have, we can help.
Get started with our FAQs.
We charge an assets under management fee for our services and do not earn any other sales commissions or kickbacks. At Clayton, we view ourselves as a comprehensive service provider – when you hire Clayton Wealth Partners, you receive the expertise of our investment team as well as our financial planning team.
A Fee-Only financial adviser is one who is compensated solely by the client with neither the advisor nor any related party receiving compensation that is contingent on the purchase or sale of a financial product. The advisor may not receive commissions, rebates, awards, finder's fees, bonuses or other forms of compensation from others as a result of a client's implementation of the individual's planning recommendations. This allows investment decisions to be based on performance and individual risk tolerance, avoiding the built-in conflict of interest of commission-based advisors.
Many situations arise that would benefit from the services of several financial professionals, such as the drafting of wills and trusts, tax preparation, etc. At Clayton Wealth Partners, we pride ourselves on providing the best service possible to our clients, and working with your existing attorneys, accountants and insurance providers is all part of our commitment to you. We can also provide referrals as you require.
The firm is a d/b/a of Clayton Financial Services, Inc. Clayton Financial Services, Inc. is owned by its employee owners, Elizabeth Young, Barbara Duncan, James Walden, and Clint Patty, together with founding partners Debra and Randy Clayton.
Clayton Wealth Partners is a Registered Investment Advisor and is registered with the U.S. Securities and Exchange Commission to manage the investments of others. As a Registered Investment Advisor, we are held to a fiduciary standard, and by law must fully disclose any and all conflicts of interest in handling your assets.
The financial lives of loved ones are often intertwined. We are happy to sit down with your children or parents to respond to their financial questions at your discretion. In doing so, you can be assured that they are receiving professional unbiased advice.
Absolutely. Your employer's 401(k) program is managed through your employer's brokerage company, but we will be happy to review and make recommendations with an eye toward your overall financial outlook.
Yes, we have clients all over the nation. We are happy to do virtual meetings and most day-to-day activities can be handled over the phone, by mail or email.
We, as your investment advisers, have an obligation to place you in the most appropriate products or investments based upon your risk tolerance and objectives. This requires that we disclose how we are being compensated, and if there are any corresponding conflicts of interest. As a result, we are obligated to place client interest first.