Clint Patty:
Well, hello there. Welcome to Investing in Good, a podcast that shines a spotlight on those making a profound impact within Northeast Kansas. This podcast is proudly presented by Clayton Wealth Partners, your partner in philanthropic financial planning for individual donors and investment management for endowments, foundations, and nonprofit organizations.
In each episode, we’re going to sit down with the remarkable leaders and dedicated workers, nonprofits across the state of Kansas. We’re going to listen to their stories, learn about their causes, and talk about the challenges they have in making the lives of Kansans better each and every day. So stay tuned now as we delve into our next inspiring story on Investing in Good.
Welcome back to Investing in Good. I’m Clint Patty, the managing partner at Clayton Wealth Partners. We have another great guest for this month, Sarah Dunekack, the president and CEO of an organization that I’ve been involved with for years and a big believer of Junior Achievement. Sarah, welcome.
Sarah Dunekack:
Hi, Clint. Thank you for having me.
Clint Patty:
Absolutely. Tell our audience a little bit about yourself, your work history and how you ended up the President and CEO of Junior Achievement of Kansas.
Sarah Dunekack:
Definitely. Well, thank you. I’ll keep in mind that we’re on limited time, so I’ll give you the brief summary. So prior to becoming President, CEO of JA, which I’ve been doing now for just about two months, so still fresh in the roll, I was with a little candy company down the road, Mars Wrigley for about seven and a half years.
Clint Patty:
Yeah, just a tiny one.
Sarah Dunekack:
Yeah, just a tiny one, right? We did make fun size and minis, so I can use that reference but-
Clint Patty:
That’s a literal reference then.
Sarah Dunekack:
Yes. Yeah.
Clint Patty:
Got you.
Sarah Dunekack:
And then prior to that, I was running an event venue and just kind of a very eclectic background that each step led me to have the skills and abilities to take this role on, but specifically, for two years prior to coming into this position, I was on the board and at-
Clint Patty:
The Board of Junior Achievement?
Sarah Dunekack:
Yes, sorry. Thank you. Board of Junior Achievement, had done some volunteering and then just also, I’m a Kansan, I’m a local native Topekan, and so knew about the position, saw a great opportunity to interject myself and my skills into some needs that we had for this organization. So I’m excited.
Clint Patty:
Well, we are too. As I said in the beginning, I’m a big believer in Junior Achievement. For me, it has always been the organization that not only do I like supporting it, I like to volunteer in it. I mean, that’s really where the benefit comes from, and we’ll talk a little bit about volunteers and fundraising here in a bit, but I think Junior Achievement has probably done more to help educate kids on the value of budgeting and money and understanding how all of that works than anything I can think of. And I can tell you, growing up, I didn’t have that kind of education, and boy would I have liked to have had it.
Sarah Dunekack:
Right? As a Topeka native, we had the Adventure Center as a kid, and that was what you looked forward to in fifth grade. And so, I draw some of my memories and the importance of Junior Achievement from that experience and the fact that we can do that K through 12 in our community, so but I know we’ll get more into that.
Clint Patty:
Well, yeah, I mean, you’re the president and CEO of Junior Achievement of Kansas. So let’s start with what does Junior Achievement of Kansas just geographically encompass?
Sarah Dunekack:
It encompasses the three large areas would be Lawrence, Topeka and Wichita, and then we do have some smaller surrounding areas that we’ve been able to go into and hopefully continue to expand.
Clint Patty:
Well, talk a little bit about, for those in our audience who might not know about Junior Achievement, what is Junior Achievement? What is its mission? Maybe a little bit about its history.
Sarah Dunekack:
Oh, that’s a great question. Junior Achievement is a program and our purpose is to inspire and prepare young people to succeed in the global economy, get work readiness, entrepreneurship and financial literacy. So this is in simplified terms, where we are going in with volunteers into the classroom specifically for our areas into the classroom, and teaching our youth a variety of different things that help prepare them for the real world, a lot of things that’s not able to be taught every day in the classroom.
Clint Patty:
I told my kids when they first asked me, what is Junior Achievement, about seven years ago when I started volunteering, I said, “Well, it’s the actual stuff you’re going to do when you have a job and graduate and hopefully are able to move on and do all these things.” It’s the practical things. It’s actually real world stuff you’ll use.
Sarah Dunekack:
Yes. It is that foundation that everybody needs to be able to build upon, and even as a volunteer and board member, there was things that I learned that as an adult, you still feel like, “Oh, this is a nice way to capture this information.”
Clint Patty:
Well, talk about the age groups and grade levels that Junior Achievement works with.
Sarah Dunekack:
Well, it starts at kindergarten, the availability there, and it does go all the way K through 12. So, the different courses that are taught at the grade level are specific so that it builds upon itself. The most recent one that I just taught was fifth grade, and so, it’s entrepreneurship, and it also brings in that element of preparing for an interview, writing a resume, applying for a job. So it’s not just this wide-eyed idea of, “Oh, I can start my own business.” It’s really those foundations and the fundamental skills that you’d need to be able to go and even just get a job.
And then, there’s curriculum that prepares you for as you earn money, save money, opening a bank account, and then as you get into the secondary, the high school age, it’s that financial literacy piece of what to be on the lookout for as you go to buy a car or your home and things like that.
Clint Patty:
Anybody that’s been through, you guys do a wonderful symposium for local high schools at the end of each year. And I’ve had the opportunity at the last several years to speak at it, but I always do the saving portion, and I like to use myself as the negative example because I was a terrible saver as a young person.
And I look back and think, “Boy, I wish I had,” the one thing you can’t ever get back is time, so “I wish I had been saving that entire time,” but I always tell the kids, and you’ll find this out, it’s one of the truisms, I think, that I’ve discovered is that it’s really not about what you make in salary, it’s what you save. And if they can only pick up one thing, I hope they remember that.
Sarah Dunekack:
Yeah, and you’re exactly right. And the symposium was my second day on the job, and hearing you speak was just very, very encouraging and energizing. You did a fabulous job. Thank you.
Clint Patty:
Oh, thank you. That’s nice of you to say. Well, I’ve had the benefit of doing it for several years in a row, so you should get better over time, but yeah.
Sarah Dunekack:
You were fantastic.
Clint Patty:
Thank you.
Sarah Dunekack:
But I think what I loved is just the fact that you really hit the nail on the head with the kids. And I think that the big takeaway is the conversations that were happening after that symposium is exactly why junior achievement is so important because it wasn’t some adult coming in and telling them something. This was real world experiences and examples that you were able to share with them.
And then, as they were ending their day, they’re having those conversations. And so, it was more organic for them to say, “Oh, well, my friend told me this as opposed to some guy came in and told me this. And so, they really took away what your message was and what all of our speakers and presenters messages were for that day.
Clint Patty:
Yeah, well, and I want to talk about the symposium here in a little bit, but just to start at a very base level, so if I was someone in the community that thought, “I do think it’s important for kids to have these skills, whether it’s job readiness or how to even apply for a job or put together resume or just basic budgeting, saving, what do the volunteer opportunities look like with JA? If I’m a volunteer, what am I going to do?
Sarah Dunekack:
As a volunteer, you’re going to go into the classroom with a kit that we’ve given you with content and material that is very easy. It’s not a huge time commitment to learn to be able to go in and teach the material to the students. So, you’re going to go in with physical material that is an activity that you could do with them, a game.
You can tape it up to the wall, the chalkboard, whatever the classroom setting is like, and give that teacher 45-minute break to really catch up on things as you come in, as someone new and connect with those kids. There’s five sessions for the material with those volunteer programs. So we love our volunteers that take that time out of their day because it is a unique volunteer experience, but it is so rewarding. These kids remember you. You’re going to see them in the grocery store and they’re going to be like, “Hey, you taught me today. You taught me-”
Clint Patty:
It happens every year. Yup.
Sarah Dunekack:
Yup, it does. And that is not just fluff, that is truth. And you get to be hands-on with them, which is such a great way, and the way that kids learn the best is that hands-on experience. They’re given a booklet and material to take home even and start those conversations at home too.
Clint Patty:
Yeah. One of the things that I can’t emphasize enough is how good those materials are. So if you’re intimidated at all or worried, what am I going to do for, I mean, it’s five sessions, so generally five weeks, you go once a week, 45 to 50 minutes. I mean, it’s not a long commitment, but each session is so detailed in the, I just say what they’ve done is they’ve given you the teacher’s edition…
Sarah Dunekack:
Yes.
Clint Patty:
… and you kind of cheat your way through it because you know all the answers, but it lays it out in a fun way. There’s games which the kids all seem to like.
Sarah Dunekack:
Always love.
Clint Patty:
They love the games, and then just always the teaching points that you could try. Honestly, I never get to it all. I mean, there’s usually a part or two that gets left out because they get engaged in the conversation.
Sarah Dunekack:
Oh, the questions that come up and the activity that happens around it. Sometimes, I wish that there was more than 45 minutes that you could be connecting with them on that. And that’s why the content that JA has included in there, doesn’t leave those cliffhangers.
There’s definitely more content that if time allows that you can do, there’s suggested questions or topic ideas to really help you bring your own life experiences into the conversation to make it even that much easier for you to share with the students. And then, of course, like I said, there’s the material that they can take home with them and continue learning on their own.
Clint Patty:
And so, you’re working with schools in multiple counties across the state, so there’s lots of opportunities for volunteers to be involved. And again, it’s K through 12, so really whatever group you’re comfortable with, you can find someone to connect with.
Sarah Dunekack:
Definitely. Our classroom-based content right now, what our focus is more of that K through five, like you spoke of the Personal Finance Symposium. There’s opportunities like that where the kids come to us at a scheduled time and some different things, but the endless, boundless opportunities for us to continue to grow Junior Achievement within Kansas and our communities.
Clint Patty:
So talk about the Finance Symposium that occurs October, is that right or fall usually of every year?
Sarah Dunekack:
Yeah, fall. So that is a one day. It’s a full day. It’s a long day for the kids, but it’s great content where we have businesses that are great partners and sponsors with us like yourself that come and share their expertise on the different materials. So we had the budgeting, the savings, there was the cybersecurity.
So just some things that are not going to come up on the dinner table. They’re probably not going to come up through their social media scrolls or on Friday night chats with their friends, but it is relevant and very crucial critical information that these students need as they go into adulthood, and about 45 minutes per session that, as a speaker, they stand up and talk to them about it. There’s a pre-test, so it’s gauging what their knowledges prior to the speaker coming on, and then a post-survey.
And what’s really, really exciting about the Personal Finance Symposium is Kansas Securities Commission is honoring and the work that we’re doing and that we’re making available to our students. And so, this gives that elite group an opportunity for scholarship of $10,000.
Once they’ve gone through this financial literacy program, there’s an essay question that changes every year. They can write an essay and if it moves on, there’s an opportunity for them to win that scholarship money. So this really, Junior Achievement, opens up opportunities to students that they wouldn’t otherwise know about if they’re not partaking in this.
Clint Patty:
And how does one find out about either the Finance Symposium or the opportunity to be a volunteer with Junior Achievement? What’s the best way to reach you?
Sarah Dunekack:
Through email, our website. My phone number is out there, and we have endless opportunities to reach out to us and make those connections. We have the relationships with the schools, with the teachers that we are actively also reaching out to bring those students there.
Clint Patty:
And the website is kansas.ja.org is sort of the central place for everybody to go to, right?
Sarah Dunekack:
Yes.
Clint Patty:
So we want to make sure we encourage everybody to do that. That is kansas.ja.org and we’ll repeat that a couple of times throughout. So we talked about the symposium, the opportunities to be involved in the classroom. Are there some other key programs that you’d like to talk about today?
Sarah Dunekack:
Just our programming in general is, like I said, it’s fantastic, the different content and material that is taught through the different grades and how it builds upon itself. Topeka does things maybe a little bit different than Wichita or Lawrence, and it’s really based off of what the community’s needs are and those partnerships that have been built up.
So personal finance is how we reach our high school students and Topeka. Other areas might do a stock market challenge or some similar things that bring availability to the kids to learn and grow on that foundation without financial literacy.
Clint Patty:
I think it’s one of the things that I like to talk about during the symposium, and it’s surprising is the time value of money and how starting early can be really critical. And when you ask them a question, like if you took $5,000 today and put it in an index fund and didn’t touch it for 65 years, based on just average market growth, they could have a couple of million dollars. You ask them to guess how much, and some of them will say, “Oh, maybe 10,000 or 50,000,” but they really get a sense of what that really means in terms of how investing can really help them secure their future, and I just think that message, as I said, I wish I’d had that message as a kid more.
Sarah Dunekack:
Yeah, it could have made things a lot easier for a lot of us, right?
Clint Patty:
I would think so. I will share with you a couple of statistics that I think are interesting. So we tend to, old people like me, tend to look down on the generations below us and say, “Well, they’re not doing things as good as we did them.”
One thing that is coming out about millennials is that they’re actually pretty good savers, in fact, better savers than my Gen X folks are, and the generation behind them are also showing signs that they may be even better savers in terms of, and I have to think that just nationally, the availability of JA in the classroom has helped foster that because I can tell you from my experience of having zero, unless you took home economics and wanted to, you didn’t get those lessons in school.
But just knowing that for five weeks a year, JA is in the classroom and has been for decades, I think it’s made a big difference in that area. I don’t have the science to back that up, but just anecdotally, it has to have made a tremendous difference and is contributing to these trends that the younger generations are understanding the importance of saving.
Sarah Dunekack:
I think you’re exactly right. And there’s always the data and the statistics to prove these things, but really the mission of JA is also focused on the impact, the impact that it’s making and just not even the skills that it’s only giving, but the confidence and the desire for our students to take this material that they’ve learned and do something with it. It’s not just something that they’re going to learn and put a piece of paper in the book bag and forget about it.
This is true, that carnal knowledge that nobody can take away from you, this is something you now know and JA really creates that foundation and builds upon itself. And you hear not just the volunteer stories, but you hear the students saying, “Well, this is really great to know,” or “I should know this.” You’re right, you should. You should. And so they’re excited to learn it too.
Clint Patty:
Not just the students, the adults too.
Sarah Dunekack:
Right, exactly.
Clint Patty:
I catch myself learning from these kids, which is one of the benefits I think of being a volunteer is you do get that benefit.
Sarah Dunekack:
You absolutely do.
Clint Patty:
How do you measure success of Junior Achievement in its programs?
Sarah Dunekack:
The measure of success for Junior Achievement in the programs, like I said, we do have some of those data measurables on how many students are we reaching? Kansas numbers are over 19,945 classrooms. And when you break that down to over 98,000 hours, and that’s what the impact brought in of 570 volunteers, so that’s our Kansas numbers.
But again, a great way to truly measure the success of Junior Achievement is those stories that you cannot talk about Junior Achievement without a volunteer expressing their gratitude to be able to go into the classroom and they make these relationships with the teachers. They’re asked to come back because of whatever flair they bring to it.
I always hear about when volunteer that wears funny socks and really engages with the kids and these kids, they grow up remembering JA or their JA volunteer or, “Oh, I get to learn about this in sixth grade,” or “I did this in fifth grade.” And so that is the impact. And where you know have success is they’re talking about it, they want to talk about it. It’s not something that’s being forced. They’re excited about it.
Clint Patty:
What are the biggest challenges that JA is facing right now?
Sarah Dunekack:
I think the biggest challenge right now is just like with anything else, we’re a nonprofit trying to raise money and to really make sure that businesses and individuals understand what our mission is. That is my goal. I want everybody to know and understand what Junior Achievement is and how important it is. We all work or we own a business and we want our children to grow up and be employable.
We want to be able to help the next generation succeed and do better than we did, and I think that Junior Achievement really helps create that foundation of instilling in our youth the importance of being a steward of the economy to be prepared for that work readiness and the financial literacy piece. So big fancy words, but at the core of it, what it truly is.
Clint Patty:
Yeah, I mean, I would think most private businesses have to realize that if you have employees that are suffering because they make bad decisions economically, that’s bad for your business too. And so, having a well-educated workforce and people that realize the value of saving and budgeting and even basic job interview skills, these aren’t things that are typically taught in the classroom. So to me, you’re filling a real gap.
Sarah Dunekack:
Yes, and I think, to come back to your first question of what brought me to this, I saw that there were some challenges in different interviews happening and what our leaders were saying that they were being met with and just being able to hire the workforce and what better way to really make a difference than to go in and see where is that gap at?
And so, with Junior Achievement, there is an opportunity, and through one of our programs at the grade level where they’re practicing interviewing each other. They’re talking about their skills that they’re good at and what they would like to get better at. And again, I can’t say it enough that those are just not conversations that a lot of times parents have the time to have at home. But I can tell you, I guarantee that the kids are going home and they’re talking about it.
I’ve had parents say, “What was it you were teaching my kid? What did you talk to them about?” Because the conversation, what they brought up and the question they asked me was phenomenal. “It brought a new bond with my kid,” my son, my daughter, and what they understand or they’re like, “Oh mom, we shouldn’t get that. I know that cost too much money.” So there’s so much that comes out of it that is rewarding for everybody.
Clint Patty:
I had this conversation with my son last night, so timely, and Grant will hate me for bringing stuff up we talk about at home. He’s so private, but it is relevant to what we’re talking about. So we’re talking about getting him a new suit for his graduation.
He graduates high school in May, and I said, “Well, let’s go big here. Let’s drive over to Michael’s of Kansas City and have a really nice suit for you.” And he’s looked at me and goes, “Dad, that’s just too much money.” He said, he goes, “It’s just a suit.” He said, “You can get me a nice suit at Dillard’s or whatever, and we’ll go get it, cutter fitted there,” and he said, “Don’t spend that kind of money. That’s too much.” And I thought, “He’s getting it.”
Sarah Dunekack:
It’s okay.
Clint Patty:
I mean, and I said, “Grant, it’s really okay. It’s your graduation.
Sarah Dunekack:
It’s okay.
Clint Patty:
And he’s like, “Yeah, but it’s just that, I mean, we could spend that money in other ways. I’m getting ready to go to school.” It’s going to be, he knows what the expense of school is and he’s got it all calculated out. It’s because he’s picked up those lessons. He’s picked them up now in the classroom where he wouldn’t have picked them up before because he’s been through JA every year for years and years and years, and we talk about it at home and he’s heard me pound the pavement that it’s not what you make, it’s what you save, to where he’s a little tired of hearing it, but I think they’re getting it. It’s getting through.
Sarah Dunekack:
And I think, to go back to your question of how do you measure success, that right there, that is an indicator that is so obvious that when they’re bringing it up on their own, they’re not being forced to say, “Hey, we need to save money.” They’re wanting to save your money.
Clint Patty:
Right.
Sarah Dunekack:
So an employer should know then, holistically, the goal is that you want somebody to work for you that’s going to treat your money like their own. So your son, Grant’s already doing it, so great for him.
Clint Patty:
I wish he could pass it down to his sister, but she’s got a few years to maybe figure that out.
Sarah Dunekack:
She does. She does. Give her time.
Clint Patty:
Let’s hope. And you have a big event coming up, right? Business Hall of Fame.
Sarah Dunekack:
We do. Yes, we do. Thank you so much for asking. Topeka’s Business Hall of Fame is coming up on March 13th. We’ll be at the Town Site Tower Plaza and businesses, sponsors, donors. We will be honoring four amazing laureates that are local leaders in our town, in our city that have made an impact in our community. So we are very excited to be able to honor them and it’s not too late to take part in that with us.
Clint Patty:
So who are the four laureates this year?
Sarah Dunekack:
We are honoring Doctor Kenagy with Stormont Vail Health. We are honoring Karen Linn from BT & Co. Chuck Lower with Chuck Lower Heating and Air, and also Doug Wolff with Security Benefits.
Clint Patty:
Yeah, that’s four All Stars there.
Sarah Dunekack:
Right? I know great group.
Clint Patty:
That’s a really solid group. And so, if folks are interested maybe in attending that, the Business Hall of Fame dinner, again, what’s the best way for them to reach you?
Sarah Dunekack:
They can definitely start by that website that we’ve been sharing that’s going to take you to links on there, and if there’s any questions, my contact information, any of our contact information is out there and we’d be happy to walk you through that steps, help get your business honored and sponsored on there with us and even a table, whatever we can do to get you there.
Clint Patty:
Yeah, we’ve done Business Hall of Fame, I don’t even remember now how many years in a row, but that’s a fun kickoff. I will forever remember it because it was the last event before COVID in 2020 that I attended, and then it was the first event back from COVID that I attended.
Sarah Dunekack:
Oh that’s awesome.
Clint Patty:
So it was interesting just to see the difference of being off a couple of years and people working their way back into it, and it’s such a huge event and a nice event to honor people that not only have been successful in business, but have had a heart for giving back to the community.
Sarah Dunekack:
Yes, definitely. It is a fantastic way for us to give back to honor those individuals that, like you said, they give back to our community they’re involved and they’ve made an impact. So this is a great opportunity to share in their success.
Clint Patty:
So if I’m a local business or an individual that wants to, let’s talk about fundraising for a little bit, that would be interested in contributing to contribute to Junior Achievement, is the website again, the easiest way to get ahold of you to talk about that?
Sarah Dunekack:
Website is a great way to start. Yes. So there’s listed out our opportunities from events to reaching out to volunteering and supporting just the programming costs that we have and sponsoring and donating, so.
Clint Patty:
What’s the biggest funding challenge for JA right now?
Sarah Dunekack:
Biggest funding challenge for JA right now would just be needs for our programming costs and making sure that we can continue to bring in the funding to further our mission. We want to be able to impact as many classrooms as possible, and we can’t do that without generous donors and sponsors and our local individuals and businesses. We need that support.
Clint Patty:
Well, 945 classrooms is impressive. I’m sure you would love for it to be more because the impact is real from Junior Achievement. So folks, get out there, go to the website at kansas.ja.org and get involved. Are there any new or upcoming programs that students can get excited about that we haven’t talked about?
Sarah Dunekack:
I would like to say that there are new and upcoming programs ahead of us in the future, but right now, our focus is to just continue to bring the sustainable programming to the classroom. We’re always going to have that personal finance symposium or something like it. So definitely looking forward to just continuing the legacy that Junior Achievement has. And I’m two months in, but I’m not going to just say that it’s going to stay the same forever. I think that there’s a future for us ahead and more to come.
Clint Patty:
What advice would you have for students that maybe are thinking about becoming future entrepreneurs or business leaders in the community?
Sarah Dunekack:
My advice to students wanting to become an entrepreneur would be to find that person that’s doing what you want to do and seek them out, talk to them. Individuals love talking about their success. They love talking about themselves and not surprising or surprising, people will share their failures too.
Clint Patty:
Sure.
Sarah Dunekack:
As soon as somebody knows that you want to do what they’re doing, they want to give you the book, the playbook of what not to do. So to not be afraid and to probably some of the best advice that was given to me was to be uncomfortable, to truly make some change. So to find the person that’s doing what you’re doing and be willing to be uncomfortable to go after it.
Clint Patty:
The thread, I feel like, that runs through this podcast has been mentorship. Almost every person that has come in here and sat in that chair eventually gets back to talking about the importance of mentors, particularly to young people, and I probably said this on the podcast before, but the science behind, it’s real. I mean, if you look at people that say they had good mentors in their life, they make on average more money. Their careers are longer. They show more career satisfaction. Just having those people in your life’s important.
So I’m glad you mentioned that because I’ve had the same experience. The few mentors I’ve had in my life have been life changing. They tend to be the people you look at and say, “I don’t know what they do, but I want to be like that person.”
Sarah Dunekack:
Right. Yeah. They exist. There’s somebody out there and we can’t do anything alone. So taking advantage of those opportunities to connect with people is fabulous.
Clint Patty:
And Junior Achievement provides a way for volunteers to be great mentors in the classroom, and we hope that you all will visit the website. Contact Sarah and get involved, kansas.ja.org is the website. Sarah, anything else you’d like to cover today?
Sarah Dunekack:
I think you’ve helped me wrap it up. I just want to say thank you. Thank you to all of our sponsors and donors and everybody out there listening. This is a great opportunity for us to further reach those individuals that want to do more and from volunteering to sponsoring, donating that we can meet all the needs of people looking to get involved.
Clint Patty:
Sarah Dunekack, the President and CEO of Junior Achievement of Kansas, thank you for being our guest today, and folks, it’s our turn. Let’s get involved. Thank you.
Sarah Dunekack:
Thank you.
Clint Patty:
You’ve been listening to another episode of Investing in Good. Today’s episode was brought to you by Clayton Wealth Partners. We are more than just individual wealth managers and financial planners. If you’re an individual seeking to increase your impact through thoughtful charitable giving, or if you represent an endowment of foundation or a nonprofit that’s looking to safeguard and grow your financial assets, please consider partnering with Clayton Wealth Partners.
You can visit us claytonWealthPartners.com and discover how we can help guide and empower you in your mission to make a difference. Don’t forget to subscribe to our podcast and join us next time as we delve into more stories of inspiration right in the heart of our community. On behalf of Clayton Wealth Partners, I’m Clint Patty. I thank you for listening and we will see you soon.