Navigating Medicare Options: Is Medicare Advantage a Good Fit for You?

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If you’re nearing age 65, the decision between Original Medicare and Medicare Advantage may be weighing on your mind. Insurance companies are likely bombarding you with advertisements for Medicare Advantage plans; they’re not afraid to tap some of our favorite “seasoned” celebrities for these commercials, either! Medicare Advantage (MA) has been around for some time,…

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How Retirees Can Preserve Wealth with a Safe Withdrawal Rate

In the investment and financial planning world, safe withdrawal rates have gotten a lot of buzz recently. Dave Ramsey, perhaps the world’s most famous and widespread voice in personal finance, recently touted 8% as a sustainable withdrawal rate for retirees living on their portfolio. This is a shockingly high figure and contrary to most conventional…

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Understanding the Basics of Restricted Stock Units (RSUs)

In a competitive professional environment, corporations look for ways to compensate key personnel within their workforce. Doing so fosters retention and helps keep highly effective and productive members of the team on board. One of the many ways corporations can reward employees is through equity compensation. Equity compensation is a method of paying employees through…

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Why Every Young Family Needs Term Life Insurance

No one enjoys thinking about how their family would fare if they were to pass away unexpectedly early. Life insurance can be a sensitive subject, and for that reason, many people avoid it altogether. But if I told you that life insurance could be quick, affordable, and effortless to keep in place, would you be…

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Using a Health Savings Account as a Retirement Savings Vehicle

Most of us are familiar with the common and widely used retirement savings accounts, namely the 401(k) plan, traditional IRA, Roth IRA, SEP IRA, and 403(b). However, one of the lesser-known retirement savings strategies utilizes an account that isn’t even a retirement-specific plan. A health savings account (HSA) is a tax-advantaged account that is available…

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Considerations Before Purchasing a Vacation Home

With the arrival of summer and the waning of COVID-related travel restrictions, many of us are getting back to traveling! Whether we are looking for a quiet escape from the busyness of working life or a pleasant retreat to enjoy during our retirement years, many of us have thought about the prospect of purchasing a…

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