Monthly Market Perspective: October 2022

Yearning for Earnings By James M. Walden, CFA The current price of any individual stock or broad equity index can be deconstructed into two variables: (1) its earnings per share, and (2) the price the market is willing to pay for each $1 of earnings per share. (This variable is known as its price-to-earnings, or…

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Using a Health Savings Account as a Retirement Savings Vehicle

Most of us are familiar with the common and widely used retirement savings accounts, namely the 401(k) plan, traditional IRA, Roth IRA, SEP IRA, and 403(b). However, one of the lesser-known retirement savings strategies utilizes an account that isn’t even a retirement-specific plan. A health savings account (HSA) is a tax-advantaged account that is available…

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