Are Annuities a Good Idea in Down Market?

Risk Letters

If you are like many people, you have been watching the market roller-coaster as investors react to the latest coronavirus news. You have probably seen your investment portfolio value drop, and you might be wondering if there is a better source for retirement income. You may be wondering if annuities are the right idea for…

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Now What? A Look at Historical Bear Markets

bear market

In just the past four weeks, the coronavirus pandemic has had a significantly adverse impact on global economies and markets. From the market close on February 19 through the close on March 23, the S&P 500’s price fell -34% before rebounding somewhat to close down -20% for the first quarter. Efforts to contain the virus…

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What the CARES Act Means for Small Businesses and Non-Profits


As a small business owner, non-profit corporation, or charitable organization, there’s a good chance you’ve felt the impact of the coronavirus pandemic. Many businesses, for example, have had to temporarily (or permanently) close, limit their services, and struggle to reach customers, many of whom are sheltering in place. Congress has provided some much-needed relief in…

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